I have about 7 grand in credit card debt What are the best steps to take to get out of it? Are there reputable non profit companies that can help me? Serious answers only please.
Any experience that anyone has had with reducing the current debt that is owed, and having a reasonable payment plan to getting out of credit card debt?
i have about $5000 worth of credit card debt built up from college that i want to pay off quickly. the interest rates are killing me and i find it harder and harder to pay them, even the min. payment. of course this has had a negitive effect on my credit score so i’m finding it difficult to get a personal loan to pay them off. Any suggestions on how to get a handle on this debt? how about any place that will give you a loan with a low credit score?
Right now, I have two main credit cards. One has a 7500 credit limit and the other has a 6000 credit limit. The balances on these are 7800 and 6700 respectfully. They are way over the limit and I want to get them down quickly. Should I put all my efforts into one of them or split it up between the both of them? Also, both interest rates are about the same.
Any tips, suggestions, ideas to help pay off credit card debt in which so many Americans get themselves in.
I have a debt of about just $1300 which was about $2000 in the summer, I’m currently working and paying more than the minimum. Is it better just to pay the minimum, set the aside money each month then pay off the whole thing?