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getting out of debt
stinkaferd asked:


i have about $5000 worth of credit card debt built up from college that i want to pay off quickly. the interest rates are killing me and i find it harder and harder to pay them, even the min. payment. of course this has had a negitive effect on my credit score so i’m finding it difficult to get a personal loan to pay them off. Any suggestions on how to get a handle on this debt? how about any place that will give you a loan with a low credit score?

David
getting out of debt
Jessie4reel asked:


Are there any ways to build my credit score up after getting out of debt? I do NOT have credit cards or anything like that. I’ve NEVER filed bankruptcy, either. But I DID have credit cards and maxed them out (and beyond) to cover medical bills. Now, I’m paying them off and ALMOST totally debt free, but what can I do to get my score UP?

James