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Cee asked:


I am trying to get myself out of debt as fast as possible. How can i do this? i currently owe $8,000 on credit cards, i have a $350 Min. car note every month and $650 mothly rent to pay.
i make $550 a week.

Can anyone give me som suggestions?

Tristan

presentedtagz asked:


I have a spouse who just stacks bills, then they get dumped on me. I make pretty good money for this area but I am always broke. I need help.
ok side note here, those are all good answers first of all, but we have no credit cards. I worked 2 jobs to support and help my husband and kids, but well it backfired. I am not sure he is open to even discussing it but will try. I even brought in a third party from my church and my husbands battle was i dont want to be left with nothing. Meaning the budget was too tight. My response was pay now or they take way more later but he just doesnt get it. I guess I will work out a budget on my end but if things dont work out between use (been married 17 yrs this month) im basically screwed.

Eric

Memo G asked:


I am serious and devoted to eliminating my credit card debt. I am putting all bonuses, tax returns and left over money towards my 4 credit cards totaling about $12,000. Any tips, secrets or advice on how to get out of debt faster. I have tried to work with the banks to lower my interest rate and they will not (3 BofA and 1 chase) any other suggestions?

Alejandra

Janes_Addiction asked:


I need help getting out of debt. We owe at LEAST $10 - $15,000 in credit cards (combined between my husband & myself). It is at the point where we are late paying them, have creditors calling, our credit is shot, we havent been able to afford to buy groceries in months to feed our children let alone ourselves, we are barely making the rent & car pymt. We dont own anything or have anything to offer as collateral and have no one who can co sign to help us. Anyone have any suggestions before we end up up living in a card board box with our 2 kids???

Amanda

Pumpkin asked:


I have 3 credit cards that i would love to pay off and leave alone. One is $132, the other is $450, and the last one is $500. I would like to know where can i get a loan that is fast and can have the money to me in a short amount of time. I really need this loan before the end of this month. Because of these cards it has been interfering with my credit.

Does anyone know of any loan companyts online and off that can approve someone with bad credit and transfer the money to their account?

Carlos

Erik W asked:


We do not have credit cards (we both got rid of them years ago, and we would not qualify for new ones if we wanted them anyway). We have a baby on the way and want to be on our way out of debt (we have realistic expectations and do not expect this will be happening tomorrow or even relatively soon). Is bankruptcy a good option to look at?

Aubrey

toolate asked:


i just paid off my credit cards and shredded them..now should i cancel them also or will that hurt my credit more? i heard i can keep them open even if im not using them and that would be better for my credit,….is this true?

Cody