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getting out of debt
I love the flipflops asked:


I am thinking of refinancing my debt of over $20,000.00 to my home loan. My payment will go up $250.00 a month but I pay $500.00 min now. I will have no other payment than usual monthly bills, power, phone, ect. I also do not have a car payment. Would you do it, or just pay the debt for several more years? Also only 15 years will be the life of the loan..
I am closing every credit card but one and I am calling to lower that limit…

Luke
getting out of debt
Tireless asked:


I pay off first? I have a credit card with $20K on it that is 0% for a year. I have a car payment at 9.15% for 15K. I have a $7,000.00 student loan which is annnoying me at 6.9. Thoughts?

William
Dec
22
getting out of debt
rastapunker asked:


I’ve heard there are little known methods of getting out of debt faster, even without paying the full debt, what are some of these methods, do they work, and how will they affect my credit? I have credit card dept as well as an autoloan.

Elizabeth