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getting out of debt
sunshine asked:


I am a new teacher in TX and was told that the 403b plan could help me pay off my credit card debt. I was told that the tax taken out of my income could be used to help me pay off my debt if I invest it in the 403b plan. I am clueless about this. Any help is appreciated, thanks in advance.

Kylie
getting out of debt
iluvsparks asked:


There is a blog created by a man who is Canadian and lives in Kansas with his wife. I believe he is a engineer. He offers solutions on his website for frugal living and getting out of debt. Can someone help me? I am going crazy trying to find it!!

Nicholas
getting out of debt
Amanda asked:


I keep getting letters from debt collectors with an outrageous amount due of acounts that I have never had. Who can I contact to clear this up? The collectors don’t listen.

Ruby
getting out of debt
ME asked:


We have a high balance on some high interest rate credit cards. We own our home…I am wondering if there is any tips or info on refinancing and including our credit card debt into the refinance or debt consolidation. I don’t know much about it. How much is normal to be charged for these things? What is a good trustworhy business to go through? What are my options? Am I just going to get myself into deeper debt?

Katherine
getting out of debt
I love the flipflops asked:


I am thinking of refinancing my debt of over $20,000.00 to my home loan. My payment will go up $250.00 a month but I pay $500.00 min now. I will have no other payment than usual monthly bills, power, phone, ect. I also do not have a car payment. Would you do it, or just pay the debt for several more years? Also only 15 years will be the life of the loan..
I am closing every credit card but one and I am calling to lower that limit…

Luke
getting out of debt
Tireless asked:


I pay off first? I have a credit card with $20K on it that is 0% for a year. I have a car payment at 9.15% for 15K. I have a $7,000.00 student loan which is annnoying me at 6.9. Thoughts?

William
getting out of debt
caliguy asked:


Any experience that anyone has had with reducing the current debt that is owed, and having a reasonable payment plan to getting out of credit card debt?

Riley
Apr
06
getting out of debt
Gigs asked:


I have about 7 grand in credit card debt :( What are the best steps to take to get out of it? Are there reputable non profit companies that can help me? Serious answers only please.

Brandon
getting out of debt
presentedtagz asked:


I have a spouse who just stacks bills, then they get dumped on me. I make pretty good money for this area but I am always broke. I need help.
ok side note here, those are all good answers first of all, but we have no credit cards. I worked 2 jobs to support and help my husband and kids, but well it backfired. I am not sure he is open to even discussing it but will try. I even brought in a third party from my church and my husbands battle was i dont want to be left with nothing. Meaning the budget was too tight. My response was pay now or they take way more later but he just doesnt get it. I guess I will work out a budget on my end but if things dont work out between use (been married 17 yrs this month) im basically screwed.

Eric