Getting Out Of Debt|all about getting out of debt
Mar
28
Filed Under (gettingoutofdebt) by admin
Jim Beam asked:
My friends and I were talking about getting out of debt and we wanted to know what other peoples concerns were.
Allison
My friends and I were talking about getting out of debt and we wanted to know what other peoples concerns were.
Allison
Mar
16
Filed Under (gettingoutofdebt) by admin
Memo G asked:
I am serious and devoted to eliminating my credit card debt. I am putting all bonuses, tax returns and left over money towards my 4 credit cards totaling about $12,000. Any tips, secrets or advice on how to get out of debt faster. I have tried to work with the banks to lower my interest rate and they will not (3 BofA and 1 chase) any other suggestions?
Alejandra
I am serious and devoted to eliminating my credit card debt. I am putting all bonuses, tax returns and left over money towards my 4 credit cards totaling about $12,000. Any tips, secrets or advice on how to get out of debt faster. I have tried to work with the banks to lower my interest rate and they will not (3 BofA and 1 chase) any other suggestions?
Alejandra
Mar
09
Filed Under (gettingoutofdebt) by admin
Sybil M asked:
I have read and listened to numerous “get of debt” solutions. Are these books for real? The rolling affect of once a credit card is paid off put that payment on the next credit card and so forth? We currently have a $12,000 personal loan that is 21% interest. Our payment is $316 a month but they take out $298 every month in insurance and interest. How are we supposed to get out of this loan if our payment is always taken out from underneath us? We are a one income family. I am also wanting to find some income but haven’t had success in finding a NO SCAM stay at home job. Even the ones that were posted to my question a couple of days ago seem shady to me. So….please we are needing some relief before we go under financially with four kids! Help! Any other money saving/earning suggestions? Thanks soooo much!
Just for the record…..we don’t use the credit cards any more…cut those babies up long ago. We are trying really hard to make the payments on all loans/cards. We pay extra when we can. We also don’t want our credit hit again due to the fact we want to move soon. Credit score will drop with each hit. So, refi is out of the question. Credit counseling is a no go as well….damaging to credit in the end. We haven’t had a late pay in 14 months but want to get ahead, ya know? We only have $27,000 debt (I say only because that is below the ave of most people) however, it’s above our means.
Maria
I have read and listened to numerous “get of debt” solutions. Are these books for real? The rolling affect of once a credit card is paid off put that payment on the next credit card and so forth? We currently have a $12,000 personal loan that is 21% interest. Our payment is $316 a month but they take out $298 every month in insurance and interest. How are we supposed to get out of this loan if our payment is always taken out from underneath us? We are a one income family. I am also wanting to find some income but haven’t had success in finding a NO SCAM stay at home job. Even the ones that were posted to my question a couple of days ago seem shady to me. So….please we are needing some relief before we go under financially with four kids! Help! Any other money saving/earning suggestions? Thanks soooo much!
Just for the record…..we don’t use the credit cards any more…cut those babies up long ago. We are trying really hard to make the payments on all loans/cards. We pay extra when we can. We also don’t want our credit hit again due to the fact we want to move soon. Credit score will drop with each hit. So, refi is out of the question. Credit counseling is a no go as well….damaging to credit in the end. We haven’t had a late pay in 14 months but want to get ahead, ya know? We only have $27,000 debt (I say only because that is below the ave of most people) however, it’s above our means.
Maria
Mar
07
Amelia C asked:
I need some kind of guidance and direction on how to be financially responsible since, I have NEVER really learned!
Faith
I need some kind of guidance and direction on how to be financially responsible since, I have NEVER really learned!
Faith
