Blair V asked: I am 21 and have accumulated some debt…not including my school loans it’s about 5,000. I have had some issues with jobs in the last 6 months, but have now resolved that issue and have even taken on a second job making my grand total of hours to about 70. What else can I do??
Also, what are some tips on how to negotiate with collectors? I have one bill in collections, and need to either settle or get a payment plan started.
Rebecca