she has been spending so much money on his debts.it is now limited and we cannot even rent own our apartment now.
Jocelyn
Im a 22 year old full time college student with a part time job. About three months ago I joined in charge debt solutions because I thought it would be easier for me to manage my credit card bills that way. However now after joining, I’m realizing that Im unable to keep up with the payments Im making to them. It’s like after my other bills and this payment are taken out every month, I hardly have any money left and I think I’ve put myself in a bind. If I leave the program now will this mess up my credit, will it make it harder for me to join a debt management program in the future, will my creditors be resistant to work things out with me in the future because of this? I simply just can’t afford to be in the program now.
Patrick
Alright, to make a long boring and very aggrivating story for me short, I had a really rough start when I first went to college. I wound up in financial troubles and wasn’t able to attend my classes and wound up kicked out of the university. But now, somehow for reasons unknown, I owe the university I was attending $3000. I paid in advance for every semester I attended. But, now I am trying to go back to a junior college to get my grades up. (but I can’t get a transcript w/o paying the debt). What I would like to know is does anyone know a way to pay this debt off? I don’ t have really any skills so if I got a job, I’d be paying for nothing but daycare and wouldn’t be getting anywhere. We don’t have good credit so I can’t take out a personal loan. I plan on talking to the financial aid office and the university to ask why I owe this debt. But I would also like to know if anyone out there would know of any other suggestions for me. Thanks for your time!
Alexandra
I’m 26 and a second year law student. I currently have 27K in unsecured debt. I’m trying desperately to get out of debt and am curious about what the best option is. I am currently living at home to save money. Because I’m in law school, I only have a part time job where the hours fluctuate. My parents are not in a position to help me with the debt. I’m thinking of credit counseling? Debt settlement? Bankruptcy (absolute last option)?? Any suggestions?
Kayla
The US is in over 10 Trillion debt with Obama planning to borrow another Trillion, how is it supposed to pay off all the debt?
The US was in big debt before but it took a World War to get out of that, but 11 Trillion is a debt on an entirely different scale….
Isabel
I want to get out of my credit card debt. I know I need to cut up the cards and tell them “bye”, but can I get a personal loan at the bank and consolidate them with a better interest rate?
Avery
AFTER MY HUSBAND GOT A VERY BAD ILLNESS AND ALMOST LOSSING HIS FOOT , WE GOT BEHIND IN OUR BILLS ANYONE HAVE ANY IDEAS. WE BOTH WORK BUT HIS WORKING SKILLS ARE LIMIT NOW. PLEASE GIVE ME SOME SIGN THAT WE CAN MAKE IT.
Joseph
I have a small business and instead of making money I seem to be getting into more debt, how can I reverse the situation with out borrowing more money? The biggest problem is I have to live off the business it is my only source of income, so I know I drain the business but how else can I survive?
Aaliyah
does anybody know about the protection on cc that they try to talk you into getting. will this affect credit rating… just trying to figure out what to do until i find work without getting evicted.
Isaac
Hello,
I acquired credit card debt in the years between 2001 and 2006 and have been making a point of paying my credit card bill on time since then, and making more than the minimum payment (far more when possible) in an attempt to get out of that debt at some point before my age reaches triple digits. My credit card company seems to arbitrarily apply mysterious charges after the fact, and the end result is that I’ve literally made $200 *LESS* of a dent into my debt than I thought I did, and for that matter than it appeared I did on the bank’s website a couple of days after I made the payment. It’s exceedingly frustrating and I’m at my wit’s end with these people. Can anyone tell me whether they recommend declaring bankruptcy or not (and why), or other options. (Bearing in mind that I have no, and I mean *NO* interest in acquiring other credit cards.) Thanks in advance…
Lowiezowie, thanks for the advice. These are things I need to look into because it’s more than a bit exaperating dealing with this as you know. It seems like they can and do fabricate reasons to charge extra fees without any real transparency or accountability.
mchl_trvs Thanks, I’ll check out that website and will also seriously consider transfering the debt.
Aaron
